The analysis is as follows:
1. WeChat uses a credit card when paying. This counts as the number of swipes (refers to the number of swipes used to accumulate annual fee reduction), but it does not necessarily have consumption points. Binding credit cards can be used for shopping, recharging phone bills, etc. But red envelopes or transfers don't count.
2. Most credit cards provide online cards. This card will calculate points in WeChat payment and other online payments (some may double). Whether other ordinary cards are counted as points requires consulting bank customer service.
3. Because the preferential policies of bank credit cards may change, and the cardholders will not be notified every time when they change (usually, the preferential policies will be notified when they come and will not be notified when they end), it is recommended to confirm by telephone customer service every month.
About credit cards:
1. Credit card, also called debit card. It is a non-cash transaction payment method and a simple credit service.
2. A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
3, the relevant laws of China ("NPC Standing Committee on
(Reference:
Baidu Encyclopedia: Credit Card)