The methods are as follows:

1. If the ID card has expired, there are four ways to renew it:

(1) It is self-service through mobile banking. Updated in real time. Specifically, click "My—Settings—Document Validity Period Maintenance" and then upload a new ID card for verification.

(2) Go to offline outlets and operate through smart teller machines. Put your valid ID card on the smart teller machine to handle business, and the teller will recognize, read and update the second-generation ID card information.

(3) Use offline call machines. Take your new ID card to a bank branch, swipe your ID card on the queue machine to get your number, and the machine will automatically update your ID card information.

(4) It is processed through the counter of an offline outlet, and the update request can be expressed to the teller, and it can also be updated in real time.

2. If the identity information reserved in the bank is not updated in time, bank account transactions will be restricted in the following areas: mobile banking, online banking, smart terminals, ATMs, counter services, POS machines for card consumption, Moving account transactions such as financial purchases, transfers and remittances; in addition, loan transactions will also be controlled, except for batch transactions.

Extended information:

According to Article 16 of the Anti-Money Laundering Law of the People's Republic of China: Financial institutions shall establish a customer identification system in accordance with regulations. When financial institutions establish business relationships with customers or provide customers with one-time financial services such as cash remittances, cash exchanges, and bill redemptions above a specified amount, they shall require customers to present their true and valid identity documents or other identity documents for verification and verification. Register.

If a customer is handled by someone else, the financial institution shall check and register the identity documents or other identification documents of the agent and the principal at the same time. When establishing personal insurance, trust and other business relationships with customers, if the beneficiary of the contract is not the customer himself, the financial institution shall also check and register the beneficiary's identity document or other identification documents.

Financial institutions are not allowed to provide services or conduct transactions with unidentified customers, and are not allowed to open anonymous accounts or pseudonymous accounts for customers. If a financial institution has doubts about the authenticity, validity or completeness of previously obtained customer identity information, it shall re-identify the customer.

When establishing a business relationship with a financial institution or requiring a financial institution to provide one-time financial services, any unit or individual must provide a true and valid identity document or other identity document.

Ifeng.com - What should I do with my bank account if my ID card expires?

Baidu Encyclopedia - Anti-Money Laundering Law of the People's Republic of China and the People's Republic of China