Dear, online credit card swiping leads to credit card fraud, which is your relationship with the liar. The money you owe the bank is your relationship with the bank. So the bank's debt is your own responsibility.

The problem to be solved now is whether it is possible to recover more than 70,000 people who have been cheated through the public security organs and then help you return them to your credit card. If you can't, you have to bear the responsibility yourself.

For example, I lent you 70 thousand yuan, but the money I lent you was stolen by a thief when it was on you. However, if I pursue the debt, I will still recover it from you, because it is the money you owe, not the thief. )

The best way is to call the bank to negotiate and see if the repayment date can be longer, or to repay by installments. In this way, your stress will be less.