Second-hand car installment fee schedule (charge standards are not uniform in various places, for reference only)
1. Performance fee: generally charged at 3% of the loan amount, less than 3,000 yuan A flat fee of 3,000 yuan will be charged, and the deposit will be fully refunded after the loan is paid off.
2. Fair mortgage fee: You pay about 800 yuan when applying for vehicle mortgage, and a receipt will also be issued.
3. Consultation and investigation fee: The consultation and investigation carried out by the bank will charge a fee of 1% of the loan limit.
4. Installment fees: If you buy a car with a bank credit card loan, the total fee for 12 installments is generally more than 10%.
5. Mortgage handling fee: A mortgage handling fee of 3% is generally charged.
6. License registration fee: The registration fee of the Vehicle Management Office is 130 yuan, plus a photo production fee of 20 yuan, the total is 150 yuan.
7. Insurance premium: Taking the must-buy compulsory traffic insurance as an example, the premium is about 950 yuan for private cars, 1,000 yuan for corporate non-operating vehicles, 950 yuan for government non-operating vehicles, and 1,800 yuan for business rentals.