1. Introduction to Guangzhou Bank Credit Card Billing Date and Billing Date

Billing Date: The date when Guangzhou Bank records credit card transactions into the credit card account.

Billing date: When the Guangzhou Bank credit card is approved, the system automatically generates the billing date. Once the billing date is generated, it cannot be changed.

Repayment due date: The repayment date stipulated in the statement. Guangzhou Bank should receive the full repayment amount or the minimum repayment amount before the deadline on that day.

Interest-free repayment period: The interest-free repayment period for non-cash transactions is from the bank accounting date to the due repayment date. Our bank’s interest-free repayment period is up to 56 days.

2. Calculation of interest-free repayment period for Guangzhou Bank credit cards

The due date for Guangzhou Bank credit card repayment is 25 days after the bill date (excluding the bill date). For example: the 10th of each month is the billing day, and the final repayment date is the 5th of the next month (regardless of the size of the month).

The interest-free repayment period starts from the bill date to the due payment date. The longest interest-free repayment period for Guangzhou Bank credit card is 56 days and the shortest is 25 days. You can enjoy the maximum interest-free repayment period on the day after the bill date. Long interest-free period.

For example: Your bill date is the 10th of each month. If you make a purchase on April 10, that day will be the bill date, and the due payment date will be May 5. Your interest-free repayment The period is 25 days (April 10th to May 5th); if you consume on May 11th, the bill date is June 10th, and the due repayment period is July 5th, you can enjoy 56 interest-free repayment period (May 11 to July 5).

3. Notes on repayment of Guangzhou Bank credit cards

1. You must choose to repay in full to enjoy interest-free;

2. The interest-free period is fixed The time is 20 days after the bill date;

3. Only consumption (card swiping) transactions are interest-free. Cash withdrawals are not interest-free, and procedures will be charged.