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How much is the interest rate of Gansu Bank White Angel Card credit card?

The handling fee is charged at 0.5% (minimum 2 yuan/transaction). However, there is generally no interest for credit card repayments on time and in full. In addition, certain interest and handling fees are charged for overdraft withdrawals. The interest is calculated on a daily basis, which is also 0.5%. The interest is calculated from the day the cash is withdrawn

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards where the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit cards refer to The cardholder is required to deposit a certain amount of reserve fund. When the reserve account balance is insufficient to pay, it is a quasi-credit card that can be overdrafted within the specified credit limit. The so-called credit card generally refers to a credit card only.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , cash deposit and withdrawal and other full or partial functions of the electronic payment card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is Credit Card.