The difference between Lexiang Finance and Credit Card (Debit Card) is that Lexiang Finance is a loan product, while Credit Card (Debit Card) is a product that is consumed first and then repaid; After arriving at the bank card, you can do cash transactions, while credit cards (debit cards) are non-cash transactions; A credit card (debit card) is required to apply for financial benefits, but users can apply for a credit card (debit card) separately.

There is an essential difference between enjoying financial management and credit card (debit card), and basically everyone will not be confused. Loans and credit cards (debit cards) are relatively easy to distinguish.