What does it mean to have a white credit card account? There are two types of credit card white accounts: white accounts and pure white accounts. A credit card account is one that has an application record, but the application failed in the end and the card was not issued for more than half a year. A pure white credit card account refers to a person who has never applied for a credit card or loan and whose personal credit is blank is called a pure white account. Both pure white households and white households refer to customer groups without bank credit records. This group of people will inevitably get stuck when applying for loans. The reason is that in order to control risks, some banks only target customers with credit. Recorded and good people.
What is a white household loan? The so-called white household loan, to put it simply, refers to a loan for a person whose credit report is blank (has never applied for a credit card or loan). Generally speaking, it is difficult for white households to obtain bank loans. In this case, they can only apply for loans from local regular loan companies. Although you are looking for a loan from a loan company, you still need to meet the following conditions: 1. Be at least 18 years old and have full capacity for civil conduct; 2. Be able to provide your valid identity document; 3. Have a stable job and income, and have the ability to pay on time and in full. The ability to repay the loan in full; 4. Ability to provide collateral or guarantees that meet the requirements; 5. Other conditions required by the loan company.