For users who successfully apply for a card for the first time or apply for a credit card from the bank for the first time, the cardholder can only activate it at the bank after getting the credit card. If the cardholder already has a credit card with the bank, there is no need to go to the bank counter to activate the credit card he applies for again.

According to bank standards, when going to the bank counter to activate, you must remember to bring the customer's card collection confirmation letter, card and original valid identity certificate. The difference is that to activate a debit card, you can only go to a nearby branch with your ID card to activate it.

In general, whether the cardholder needs to go to the offline branch of the card-issuing bank to activate the credit card mainly depends on whether the cardholder is applying for a credit card from the card-issuing bank for the first time. Activation is actually for the bank to confirm the identity of the cardholder. During the process of activating the credit card, the cardholder can also reset the password. It should be noted that if you apply for a credit card online, you must go to the bank counter to set a password.

Specific activation methods:

1. Debit card.

1. Activation at the counter. Users bring their valid identity documents and debit cards to any Bank of Communications branch for activation.

2. Phone activation. Users can call the customer service hotline of Bank of Communications, and after being connected, they will be transferred directly to manual customer service, and the staff will help activate it.

3. Mobile banking. The user opens and logs in to mobile banking, and after entering, clicks "My-All-Account Services-Card Activation" to activate the savings card.

4. Official website activation. The user opens the official website of Bank of Communications, clicks "Online Business Application" at the bottom of the personal business section on the left side of the page, and selects "Debit Card Online Activation" to activate the savings card.

2. Credit card.

1. Activation at the counter. Cardholders should bring their valid ID and credit card to the nearby Bank of Communications branch and ask the staff at the counter to help with the activation business.

2. Phone activation. Call the Bank of Communications customer service hotline and follow the voice prompts to activate your credit card.

3. Official website activation. Log in to the Bank of Communications Credit Card Center, select "Card Activation" on the "My Credit Card" homepage, and enter relevant information according to the interface to activate.

4. Mobile banking. The user opens and logs in to Bank of Communications Mobile Banking, enters the "Activation and Password Management" menu, clicks the "Activate" button, and follows the page prompts.