No, the information displayed according to ICBC's credit card management regulations is a debit card of Hubei Bank, which means that this card is a savings card issued by Hubei Bank. You can withdraw cash, transfer money or spend by credit card first. There is no credit card for overdraft loan, so it is not a credit card. DebitCard refers to the bank card issued by the issuing bank to the cardholder without credit limit, and the cardholder deposits first and then uses it.