Using a credit card is one of the most common financial consumption tools in our daily lives. Applying for a credit card can greatly satisfy users' consumption needs. And when the user uses the credit card normally, not only does it not need to pay interest, but it can also help improve the user's credit score. So what should I fill in when applying for a credit card without an employer? Let’s find out together.
How to fill in the form when applying for a credit card without an employer?
Generally, there are three main conditions that need to be met when applying for a credit card. First, the applicant is required to be between 18 and 65 years old. Between the ages of 1 and 2; secondly, it is required to have a stable job and income, and have the ability to repay loans on time; thirdly, the personal credit status is good. And when applying for a credit card, you often need to fill in the work unit. During the later review, the bank will confirm the applicant's work status through a phone interview.
Users who do not have an employer when applying for a credit card are nothing more than freelancers, self-employed individuals or unemployed people. Generally, for freelancers, as long as they have fixed bank statements every month, it is okay to directly submit their personal bank statements when filling in the information; for individual industrial and commercial households, they can apply by submitting a copy of their business license, tax certificate and other information. Credit card; if you are unemployed, you can only try to provide some fixed assets and deposit certificates to apply for a credit card.
The above is an introduction to the relevant content of credit card application. I hope it can be helpful. In the final analysis, the bank's requirement to fill in the work unit is simply to verify whether the user has sufficient repayment ability. As long as the applicant can prove his repayment ability to the bank in other aspects, the work unit is not required.