If you are applying for a China Merchants Bank credit card, your card usage records will need to be reviewed to increase the fixed limit. Our bank will also proactively increase the fixed limit for cardholders with good card usage records from time to time. How much can the limit be increased? System review shall prevail. You can also try to apply through the following channels:

1. After logging in to mobile banking, click "My → All → Credit Cards → Limit → Fixed Limit", click "Apply to increase the fixed limit", and you can try Adjust it higher. The adjustment range is subject to system display review.

Warm reminder: If "Sorry, you are temporarily unable to increase the fixed limit" is displayed under "Fixed Amount", it means that you cannot apply for an increase at the moment. It is recommended that you try to apply after using the card for a while.

2. After logging in to the public version or professional version, click "Account Management"-"Account Limit Management"-"Fixed Limit Adjustment" to apply;

3. Call the credit card customer service hotline and press You will be prompted to select 2-3-2 to apply.

4. After logging in to Mobile Life, select "My → Credit Line" or "Selected → All → Line Management" to try to apply.

If the application for a fixed limit fails, you can also try to apply for an increase in the temporary limit through the following channels (except commercial cards):

1. Online banking (after logging into the public version or professional version of online banking, Select "Account Management→Account Limit Management→Temporary Limit Adjustment");

2. Customer service hotline (call the credit card customer service hotline and follow the prompts to select 2-3-1 to apply);

< p>3. Mobile banking (after logging into mobile banking, click "Home → All → Credit Cards → Limit → Temporary Limit" to apply);

4. After logging into Mobile Life, select "My → Credit Limit" Or "Select → All → Quota Management" to query and adjust temporary quotas.

Suggestions that will help you successfully apply for a limit increase: Swipe more cards: use more credit cards to reflect your need for a limit increase; repay on time: repay in time and maintain good card usage habits; diversify your consumption: domestic and overseas, online Or consumption through different channels at POS machines.

(Response time: February 19, 2021. For the latest business changes, please refer to the official website of China Merchants Bank)