Nowadays, mobile payment is becoming more and more convenient, which also greatly stimulates people's consumption, thus slowly changing people's consumption concept. People are more and more willing to accept credit consumption, especially the new generation of young people. In fact, the development of mobile payment is directly proportional to the amount of credit cards issued. The better the development of mobile payment, the more credit cards are issued. This is mainly due to the following reasons:

First, mobile payment is becoming more and more convenient, which makes people's money insufficient, so it will stimulate the issuance of credit cards. When people don't have enough money and their consumption desires are not satisfied, the demand for credit cards will be higher and higher.

Second, many mobile payment scenarios can be paid by credit card. For example, many online purchases can be made by credit card, and some offline payments can also be bound to Alipay or WeChat by credit card. Credit cards will also provide certain discounts for some mobile payment consumption scenarios. Therefore, it actually plays a great role in promoting the issuance of credit cards.

Third, the development of mobile payment will also make people play a great role in the change of consumption concept. Mobile payment is really slowly changing the concept and making people accept credit consumption more and more. With the change of people's ideas, the number of credit cards issued will increase.

But whether for mobile payment or credit card, people should learn to spend reasonably. Only reasonable consumption and maintaining personal credit are the greatest benefits to individuals.