How can I withdraw the credit card of ICBC?

ICBC credit card withdrawal methods are as follows:

1. Customer service telephone withdrawal: Cardholders can call ICBC credit card center at 95588 and press 9 to transfer to manual service. Apply directly to the customer service staff to increase the credit card limit of ICBC. This method is simple to operate and suitable for all cardholders.

2. Fax withdrawal: Cardholders can call 95588-6 to fax an application form for credit card withdrawal, fill in relevant information correctly and fax a receipt to ICBC customer service. The credit card transfer application form is submitted to the local credit card center, and if it meets the transfer standard, it can be successfully processed in a few working days.

3. Self-service terminal withdrawal: At present, there are self-service terminals in some areas, and users in those areas can also conduct self-service credit card withdrawal through the multimedia terminals in business outlets. On major festivals or for the needs of large consumption, ICBC credit card users can also apply to the local credit card center for temporary adjustment of the quota.

4. Withdrawal at the counter: Cardholders can bring their ID cards, credit cards and other relevant supporting materials to the counter of bank outlets to ask relevant staff for credit card withdrawal.

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How to withdraw the credit card of ICBC

As one of the four major banks in China, ICBC credit card ranks first in the number of cards issued in China. There are many cardholders who hold ICBC credit cards, and it is also very difficult to apply for credit card and withdraw the credit card. Many cardholders of ICBC said that they have used their cards for many years, but the credit limit has never been greatly improved. Today, Xiao Qin will share with you the special operation method of ICBC credit card withdrawal, hoping to help you!

1. Diversified consumption

As long as you spend more by swiping your card, it is very helpful for credit card withdrawal. Regardless of the size or amount. If you spend money in a single merchant for a long time, it will be more difficult to raise the amount. ICBC does not pay much attention to the quality of merchants and has no special requirements for high-end merchants. As long as the number of swipes is high and the merchants are diversified, you can swipe at least 25 times a month to avoid swiping more than 6% of the credit card limit at one time.

Second, create a star rating

Card friends who are familiar with ICBC know that the star rating of ICBC is a standard measure of ICBC's credit line. The higher the star rating, the higher your credit card line at ICBC. In the past, you could quickly reach the standard by swiping the star with a savings card, but now the card-breaking action has directly shattered this method. At present, the star rating creation method with the lowest cost and the lowest threshold is to quickly create the requirements for improving the star rating by creating an effective monthly flow of savings cards.

third, the amount of the second card of the curve

I believe that card friends are familiar with the amount of the curve. By applying for the second card, when the amount of the second card is higher than that of the first card, it means that the curve is successful. It's easier said than done. I believe that most card friends have tried it themselves after knowing this method, and many card friends have failed, because the choice of card, the use of the original card and the timing of the curve are very important to the success of the curve. If you blindly curve, it will only lead to the same amount of two cards and one card, which will lead to the failure of the curve! In the live broadcast class at night, the teacher has practical skills to talk about curve two cards (international cards), and this method can basically achieve 1% curve success. If you are interested, you can consult Xiao Qin to learn the detailed curve method.

Fourth, create a financial e-loan

I believe everyone is familiar with it, and its credit line and credit card line are shared by * * *. By creating an ICBC financial e-loan line and then applying for a new card, the financial e-loan line can be changed into a credit card line, up to 3w! If you haven't known the card friends before, you can consult Xiao Qin for detailed methods.

V. Good credit reporting

ICBC's credit card has a three-day repayment grace period. If it is not returned three days after the repayment date, it will be used for credit reporting. Now, the importance of credit reporting need not be repeated by Xiao Qin, and all cardholders need to pay attention to it.

How to improve the credit card limit of ICBC

There are three common methods to improve the credit card limit of ICBC:

First, brush the stars and improve the star rating

ICBC credit cards have a star rating. The more stars, not only help to apply for a large credit card, but also help to increase the amount; If you have a savings card in ICBC, you will have a star rating.

Second, the consumption withdrawal method

There must be at least 25 irregular consumption records every month, and the larger the credit card amount, the better, but don't swipe the card. Once it exceeds the limit, it will give the bank a bad impression of spending too much.

after three months, call to apply for a withdrawal, whether it is temporary or permanent, and it will be accepted. After the withdrawal is successful, after brushing the quota, you should call to apply for withdrawal and explain the withdrawal situation. It is best to explain the reasons why the quota is not enough, and keep applying for withdrawal by phone until you can't withdraw the quota.

III. Precious metal withdrawal method

Before this party uses it, it needs to open ICBC online banking, and at the same time, bind the credit card to the U shield of online banking, and buy more than 2, precious metal transactions. You can buy three pieces at a time for three days in a row. After almost 5 times, you can call the customer and ask for an increase in the fixed amount. The reason is simple, that is, you need to spend a lot.

Extended information:

ICBC credit card limit promotion needs to meet the following conditions:

1. ICBC credit card limit promotion requires users to activate it for more than half a year, and ICBC credit card holders can apply to the credit card center for an amount withdrawal.

2. For the first withdrawal, you need to use the card for more than half a year, and it is normally used (generally, the average monthly consumption is required to be 3%/ or more of the limit), and there is no bad record in the last six months. Peony credit card has a fixed amount, and no adjustment service is provided.

3. In addition, the repayment credit status without bad records within six months is only the basic condition for ICBC to increase the credit card limit. Whether the withdrawal can be successful and how much the limit can be increased depends on the cardholder's monthly consumption amount and consumption type.

Baidu Encyclopedia-Credit Card Withdrawal Technology

China Industrial and Commercial Bank-Credit Limit Adjustment [img]

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