CITIC JD.COM White Card is divided into three versions: Warm Heart Edition, Classic Edition and Visa Edition, in which Warm Heart Edition and Classic Edition belong to the Gold Card Series and Visa Edition belongs to the Platinum Card Series. So their various quotas are also different. The warm-hearted version and classic version of this credit card have a quota of about 654.38+0 to 50,000 yuan, while the Visa version has a quota of more than 50,000 yuan. In addition to the credit card itself, this credit card has a credit limit in JD.COM, and the cardholder of this credit card can enjoy the membership rights in JD.COM. After the card is successful, you can immediately activate the JD.COM White Bar, get the white bar quota, and enjoy free installment shopping with rich white bars. That's equivalent to buying one and getting one free.
The warm-hearted version and classic version of CITIC JD.COM White Card belong to the gold card series, while the Visa version belongs to the platinum card series. The annual fee for different levels of cards is different. The annual fee for Warm Heart Edition and Classic Edition is RMB for the main card and RMB 100 for the supplementary card in 200 yuan. However, these two versions are directly exempt from the annual fee for the first year, and if you want to exempt the annual fee for the next year of these two versions, you need to spend more than six times in one year from the date of verification card before you can reduce or exempt them, but not limited to the amount and form of consumption. The Visa version of this credit card is directly free of annual fee, and there is no need to pay any annual fee. For example, some users who want to apply for platinum card series because of high quota, but can't apply because of high annual fee, don't worry. You can enjoy the ultra-high quota without the burden of high annual fee.
The above is the introduction of CITIC JD.COM White Card. Users can borrow reasonably according to their actual needs and repayment ability, avoid excessive borrowing, and finally be unable to repay.