The so-called liberalization of bank credit cards actually means that banks have relaxed the criteria for applying for credit cards, making it easier for customers to apply for credit cards than before. Moreover, the reason why banks do this is actually for the sake of performance, in order to complete the business volume of issuing cards stipulated by outlets.

Of course, most of the cards issued by banks are ordinary cards and gold cards, and it is basically impossible for high-end credit cards such as platinum cards to issue water, which must be strictly implemented in accordance with standards; Moreover, after customers apply for credit cards, the credit card quota will not be very high, and most credit cards are around several thousand yuan. However, as long as the customer correctly uses the credit card, repays in full and on time, and accumulates a certain amount of credit, he may give you a sum of money in the follow-up bank.

In addition, even if the bank releases water, it will not relax too much, and some basic conditions must be met, such as 18 or above, full civil capacity, good credit and so on. If the customer's credit is bad and there are bad records in the credit report, it is difficult to successfully apply for a credit card even if the bank releases water.