Interest-free repayment period for Bank of China credit cards: If you pay off all outstanding balances before the due repayment date indicated on the bill, you can enjoy interest-free payment for consumption transactions made in the previous cycle (in Cash advances within the credit limit do not enjoy interest-free repayment). The interest-free repayment period of a credit card can be up to 50 days, and the fixed interest-free repayment period is 20 days. In case of large and small months (28 days/30 days/31 days), the calculation is based on the actual date.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

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