Ping An Credit Card installment has no interest, only handling fee. The handling fee for 12 installments is 0.75 per month. Calculate the monthly repayment amount of your credit card’s 6,000 yuan installment: 6000X0.75 6000÷12= 45 500=545 yuan.

Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has Many special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

Full protection for consumption losses within 72 hours before reporting the loss

——If your credit card is lost or stolen, no matter whether you set up password-based transactions or not, it will be covered within 72 hours before the loss is reported. You can apply to the Bank for compensation for losses caused by fraudulent use of your card.

Full protection for cash advance losses if a credit card is robbed - if the cardholder is hijacked by a gangster and is coerced by the gangster and his life and health are seriously threatened, he is forced to disclose to the gangster that the cardholder has stolen the card. If the credit card password in the person's name causes the credit card to be pre-borrowed by criminals through an automated teller machine (ATM) or bank counter, the cardholder can apply for compensation from the bank.

You can choose the transaction password

——When you activate the card, the consumption method we set for you is "signature only". If you choose "Sign with password for consumption", please call the 24-hour customer service hotline to apply for settings. After setting the transaction password, you can also change the password through the Bank's ATM cash machines, CDM deposit machines, 24-hour customer service hotline or by logging in to the Bank's credit card website.

Home security

——All Ping An Bank credit card holders can enjoy home property theft protection. Cardholders only need to activate the card and successfully swipe it once (no limit on amount). You can receive free home property theft insurance and door and window lock malicious damage insurance. Gold card holders can also receive cash and gold and silver jewelry theft insurance to protect your home safety.

Worry-free travel protection

——As long as you use the Ping An Bank credit card gold card you hold, swipe the card to pay 100 for your flight (not limited to domestic and international flights). For civil aviation air tickets or payment of more than RMB 80 (including RMB 80) for tour group fees (including air transportation), you can receive aviation accident insurance coverage of up to RMB 2 million.

Multiple services to make your life worry-free

Minimum repayment amount of 5%

——Ping An Bank Credit Card, you can enjoy up to 50 days of free payment interest repayment period. If you make normal repayments in the first month (that is, not less than the minimum repayment amount in the current month's bill), the minimum monthly repayment amount will automatically be reduced from the original 10 to 5 from the next month. Maintain a good credit record and make your wealth management more comfortable.

Consumption instant text messages

——After you consume or repay, regardless of the transaction amount, the Bank will immediately send a reminder text message to your designated mobile phone. If your mobile phone number changes, please call the 24-hour customer service hotline to modify it in time. In areas where the 400 service is not available, please call (you can go to the official website).

EMAIL consumption reminder

——You can log in to our credit card website (you can select it in the extended reading) or call the 24-hour customer service hotline (you can go to the official website) to activate E- MAIL consumption reminder service, please call the 400 service in areas where the service is not available (you can go to the official website). Regardless of the transaction amount and type, we will generally send an E-MAIL consumption reminder to your designated mailbox the day after the consumption occurs. If your E-MAIL mailbox changes, please log in to our credit card website or call the 24-hour customer service hotline to modify it.

Overseas consumption and RMB repayment

——U.S. dollar bills generated by your use of Ping An Bank credit cards for overseas consumption or foreign currency cash withdrawals can be processed except for transactions prohibited by national laws. Use RMB to purchase foreign exchange for repayment.

You only need to choose to activate the foreign exchange purchase function on the credit card application form or activate the foreign exchange purchase function by calling the 24-hour customer service hotline. The Bank will complete all the foreign exchange purchase procedures on your behalf and repay the corresponding amount of the US dollar bill.