Question 1: How long is the validity period of a credit card pre-authorization? Will it be automatically revoked upon expiration? Hello, if you use a China Merchants Bank credit card to apply for pre-authorization: the normal operation when checking into a hotel is to first swipe a deposit on the credit card, and then directly deduct it from the deposit during the actual checkout to release the remaining credit limit, but currently some hotels specifically During the operation, the card will be swiped twice, first for a deposit, and then for settlement. The deposit will be canceled later, and the settlement will no longer be made to the bank, and you do not need to pay a deposit (the deposit will not be shown on the bill for you to repay) . The cancellation time for the deposit can be long or short. If you feel that occupying your credit limit may cause inconvenience to you in using your card credit, you can notify and remind the hotel to cancel it for you in time. If you still have questions, please add corporate QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation. Thank you for your attention and support!

Question 2: How many days does the hotel pre-authorization expire? Hello, the pre-authorization will take 30 days to expire without any operation, and will be automatically revoked on the 31st day. Once the pre-authorization is completed, it will take 2 days for the credit card to be credited.

Question 3: Manual pre-authorization is completed. How much validity period should be entered? 20 points refers to the process in which a special merchant completes cardholder payment for a transaction that has obtained pre-authorization.

(1) Scope of application

If a guest has made a pre-authorized transaction with a debit card (except industrial, agricultural, Chinese and construction debit cards) when checking out of the hotel, Card payments are made via a "pre-authorized completion" transaction. It is recommended that credit cards be settled using the "Pre-authorized settlement completion" transaction, which will be mentioned in detail below.

(2) Initiation method

The merchant's cashier initiates the transaction through the online card swiping method of the POS terminal.

(3) Pre-authorization completion method (online credit card swiping)

1. Transaction requirements

(1) The cashier finds the pre-authorization document retained by the merchant;

(2) Select pre-authorization on the POS terminal to complete the (online) transaction;

(3) The cashier swipes the card on the terminal and enters the original pre-authorization date, pre-authorization number, Actual transaction amount;

(4) If the transaction is successful, print the transaction voucher;

(5) After the cashier checks the transaction amount and the transaction account number and card number printed on the voucher match, hand in Confirmation with the cardholder's signature;

(6) After the cashier checks and confirms that the cardholder's signature is consistent with the reserved signature on the back of the card, the cashier will hand over the customer's receipt of the voucher and the original pre-authorization voucher to the cardholder ;

(7) If the transaction is unsuccessful, the cashier should explain the terminal prompts to the cardholder.

(4) Pre-authorization settlement method (that is, pre-authorization completion by manually entering the card number)

1. Scope of application

When the guest leaves the store for settlement, For credit card transactions that have been pre-authorized, the bank card payment is made through the "Pre-authorized settlement completion" transaction; or for debit card transactions that have been pre-authorized and the pre-authorized transaction was unsuccessful.

2. Transaction requirements and operation procedures

The cashier should select the "Pre-authorization to complete settlement" transaction function on the POS terminal and enter the card number manually. Other transaction requirements and operation procedures are the same as " Pre-authorization completed (online)".

(5) Pre-authorization completion (manual) method

1. Scope of application

When the cashier fails at the POS terminal or system and cannot submit the "pre-authorization" When performing "Authorization Completed" and "Pre-Authorized Settlement Completed" transactions, you can manually submit it to the accepting bank to complete the transaction.

2. Operation process

(1) The cashier fills in the pre-authorization manual form. The elements are:

Transaction type, card number, hotel name, hotel location City, transaction amount, tip amount (optional), transaction date, description of goods or services, check-in date, check-out date, room number, pre-authorization number, pre-authorization date, pre-authorization amount, cashier signature, etc.;

(2) After the cashier checks the content of the voucher, it will be handed over to the cardholder for signature and confirmation, and the customer's receipt and original pre-authorized voucher will be handed over to the cardholder;

(3) The merchant will Attach a photocopy of the original pre-authorized transaction voucher to the manual form for pre-authorization completion and submit it to the acquiring institution within 3 working days (if the cardholder has not settled the bill and left the store, a copy of the consumption voucher signed by the cardholder should also be attached).

(6) Pre-authorization completion (offline) method

Scope of application: Currently, such transactions are not recommended for internal cards, which may lead to uneven accounts; mainly used for foreign card transactions.

(7) Notes

1. The amount of the pre-authorized checkout transaction should be within 115% of the pre-authorized amount. If the pre-authorized amount exceeds 115% of the limit, the card issuer will reject the transaction and the merchant will be solely responsible for the risk.

2. Each pre-authorized transaction can only be pre-authorized once to complete the transaction. If there is an input error, the pre-authorization can be revoked through pre-authorization (see "Pre-authorization completion and revocation" for specific methods). Complete the revocation. After the revocation is successful, submit the pre-authorization again to complete the transaction.

3. The pre-authorized transaction must be completed within 30 days from the pre-authorized transaction date. Otherwise, the card-issuing bank will reject the payment and can only be processed through collection, and the risk incurred will be borne by the merchant. Since pre-authorization completed (manual) transactions need to be processed manually by the accepting bank's operators, it is recommended that merchants submit the pre-authorized transaction within 25 days (if it is approaching a long holiday, within 20 days) from the date of the pre-authorized transaction, allowing a certain amount of processing time for the acquiring bank.

Question 4: Why is the POS machine unable to complete the request for pre-authorization with a validity period of 00? Maybe this function was not selected when processing

(Baipay payment)

Question 5: How long does a credit card pre-authorization last? The validity period of pre-authorization is 30 days from the transaction date (for additional pre-authorization amounts, the additional transaction date shall prevail). If you pay for or cancel the authorized consumption in other ways during settlement, you should ask the merchant to revoke the pre-authorized transaction simultaneously. If the pre-authorization validity period exceeds or the pre-authorization revocation transaction is completed, the original pre-authorized credit limit or account fund freeze will be automatically released.

Question 6: How many days is the validity period of the pre-authorization of the financial POS machine? 15 days

Question 7: What should I do if there is no card for pre-authorization confirmation and no validity period? Impact! ~ Generally, pre-authorization is used by hotels as a deposit. It is a method of prepaying cash as collateral. If the pre-authorized amount is used, consumption cannot be done ~!

Question 8: How long is the validity period for pre-authorization using an ICBC card? The validity period for bank card pre-authorization is 30 days.

Question 9: How to enter the validity period after pre-authorization is completed in 2000?

Question 10: The manual validity date for pre-authorization is wrong. The customer’s pre-sale right is completed with the card number reported. The validity date is wrong. Give me the expiration date and let me try it. Complete pre-authorization: POS machine - main menu - pre-authorization - pre-authorization - swipe card - enter the authorization amount - enter password (if there is no password, press the confirm button directly) - print out the pre-authorized POS slip and pass the card. Pre-authorization is completed: POS machine - Main menu - Pre-authorization - Pre-authorization completed - Swipe the card - Enter the authorized amount - Confirm - Print out the pre-authorized POS slip, but the card pre-authorization is completed: POS machine - Main menu - Pre-authorization - Pre-authorization completed - Manually input the card number - Manual input Card validity period - manually enter the pre-authorization code - manually enter the authorization date - enter the authorization completion amount - confirm - print out the pre-authorization POS slip. The above is for domestic credit cards.