1. The applicant must be the main card holder, aged between 18 and 6, and have full capacity for civil conduct.
2. Personal credit is good, and there is no bad overdue or default record.
3. Use the credit card normally, and there is no large cash withdrawal.
4. The monthly consumption should account for more than 3% of the credit line.
How to apply for a credit card
1. Bring your ID card to the bank counter to apply.
you must bring your ID card. Of course, other documents, such as social security card, income certificate, real estate license and other assets documents, should be brought as much as possible.
Find the staff of the bank and fill in the application for a credit card. After that, the staff will ask you to take out the relevant documents. If you don't copy them in advance, they will help you copy the relevant documents as the basis for approving and issuing you a credit card.
2. Wait for the bank call or express delivery.
Generally, the bank will give you an answer within half a month. If the application is unsuccessful, some bank officials will send you a message to tell you the result. There are also bank staff who call you to tell you whether the application is successful or not. If the application is successful, the bank will inform you to get a credit card or send it to you by express mail.
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