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How to calculate the credit card of ICBC? The interest on installment 12 is 3.6%, and 24 is 6.36%. How much should I repay each installment? What is the specific algorithm?
3.6% and 6.36% are installment fees. However, the installment procedure of ICBC's credit card is a one-time collection.

For example, 3000 yuan 12 installment repayment, installment fee =3000*3.6%= 108 yuan.

Principal payable per installment =3000/ 12=250 yuan.

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