if the credit card of China merchants bank repays in installments, the handling fee per installment = application amount * handling fee rate per installment.

the total principal of each installment is amortized on a monthly basis, and the balance is recorded in the last installment, and the installment amount and the handling fee of each installment are recorded at the same time.

(Response time: June 15th, 22. Please refer to the latest business changes announced by China Merchants Bank in official website. )