1. The first platinum card in the name of a private banking customer of Bank of Communications will be exempted from the basic annual fee within the validity period, and those private banking customers who meet the renewal criteria will continue to be exempted from the basic annual fee within the validity period, and those who fail to meet the renewal criteria will be charged the basic annual fee by half, that is, 500 yuan/year.

2. The first platinum card under the name of Ward Financial Customer of Bank of Communications is exempt from the basic annual fee in the first year, and the basic annual fee of platinum card will be halved from the next year, that is, 500 yuan/year.

3. Bank of Communications private banking customers and Ward wealth management customers apply for multiple platinum master cards. Starting from the second platinum card, the basic annual fee of 1 1,000 yuan will be charged according to the general customer standard; After the first platinum card is sold, customers can designate another platinum card in their name to continue to enjoy the annual fee discount of Ward in private bank.