China Merchants Bank’s credit card (credit card) sent a card risk reminder

China Merchants Bank’s credit card (credit card) sent a card risk reminder, indicating that China Merchants Bank believes that the user’s transaction If there is a risk or suspicion of cash withdrawal, a text message will be sent to remind the user. After receiving the reminder text message, users must pay special attention to the consumption time, consumption amount and consumption merchant. Once there are similar illegal transactions, the credit card (debit card) will be directly subject to risk control.

After a credit card (debit card) is subject to risk control, a more straightforward manifestation is that the credit card (debit card) is no longer used for consumption. At this time, you must find a bank to remove the risk control and wait for the bank to automatically Lifting risk control is relatively slow.

What does a credit card risk transaction reminder mean? What is a credit card risk transaction reminder

1. The available credit card limit is very low: When the credit card available limit is very low, the bank will worry about the repayment ability. At this time, you will receive a risky transaction reminder, and the bank will remind you to pay off the debt first before spending. This situation is normal and there is no need to worry too much.

2. Swipe the card in another place: When the card is swiped in a different place, the bank will worry about whether the credit card has been stolen. At this time, it will receive a risky transaction reminder message. This situation is also normal. Cardholders don’t have to worry too much.

3. The amount of credit card swiped is too large: If you usually swipe small amounts on your credit card, and suddenly there is a large purchase on your credit card one day, you will also receive a risky transaction reminder from the bank. .

4. The card is swiped too frequently: If the card is swiped frequently during a certain period of time, the bank will feel that there is something abnormal with the credit card. For security reasons, the bank will also send risky transaction reminders.

Will Bank of China call and say that there are risks in credit cards?

Bank of China credit card risk reminder:

The bank card organization will conduct a comprehensive risk assessment of the card. If it is judged that your card may be risky, the bank card organization will send the risk to the bank. hint. Bank of China will also notify you of this situation as soon as possible through text messages, phone calls, etc. In order to avoid subsequent financial losses, it is recommended that you change your card!

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

What does the credit card risk transaction reminder mean?

The credit card risk transaction reminder reminds the cardholder of abnormal credit card transactions and recommends the cardholder to improve their card usage and repayment habits.

Because overdraft funds from personal credit cards of commercial banks should be used in the field of consumption, and should not be used in non-consumption fields such as house purchase, financial investment, production and operation. Credit card transaction reminders include SMS reminders and WeChat account change reminders. Open the free credit card account change reminder function at the bank where the credit card belongs, and you can receive credit card transaction reminders and repayment reminders.

This concludes the introduction to bank credit card risk warnings and the risks of using credit cards. Have you found the information you need?