Compared with ICBC and Bank of China, Agricultural Bank of China credit card is relatively easy to apply for. However, only the regular card and gold card levels are easy to apply for, and the application threshold for the Agricultural Bank of China platinum card is very high. To successfully apply for an Agricultural Bank of China credit card, you need to meet the following conditions:
1. Excellent profession: As long as you are a civil servant, a doctor, an employee of a top 500 company, or a formal employee of a public institution, etc., you can Successfully applied for a credit card.
2. Fixed address: To apply for an Agricultural Bank of China credit card, applicants must have a fixed address, and a copy of the real estate certificate must be submitted when submitting application materials. If you are renting a house, you only need to provide bills such as water, electricity and communication fees for your residence within a certain period of time.
3. Stable income: Although the higher the income, the greater the chance of success, but the principle that banks follow in the process of comprehensively scoring you is: it is better to pay wages by bank card than in cash. Civil servants are better than ordinary people, large state-owned enterprises are better than other enterprises, and sustained and stable middle income is better than unstable high income.
4. Good credit record: In order to successfully apply for an Agricultural Bank of China credit card, the first prerequisite is to have a good credit record.
5. High contribution: Banks are very realistic. The higher your contribution to the bank, the easier it will be to apply for a card.
How long does it take for the Agricultural Bank of China credit card to be issued?
The Agricultural Bank of China credit card is reviewed and issued by the Shanghai headquarters. The review takes about 10 days, while the normal shipping process takes 25 working days. about. If the card has not been issued for a long time, it may be due to the following reasons:
1. After holidays, the bank may be slow to issue the card;
2. The bank will first give the bank high-quality For customer processing, ordinary customers have to wait in line;
3. It takes a long time to submit application information;
4. The information filled in is not detailed enough, and bank verification is more complicated.
The credit cards launched by Agricultural Bank of China are divided into regular card, gold card and platinum card according to their levels. The higher the card level, the higher the credit requirements of applicants, which is relatively more difficult to apply for. However, the Agricultural Bank of China credit card general card and gold card are still easy to apply for. The applicant must be over 18 years old, have a stable job and income, and have a good central bank credit report. The details are subject to the approval results of the Agricultural Bank of China.