Nowadays, many people have the habit of spending in advance, and credit card is the most common tool for overdraft consumption in advance. In the process of using credit cards, many cardholders will not be able to repay in full within the specified time for various reasons. In this case, the cardholder will not only choose the installment and the minimum repayment amount, but also consider using the credit card repayment tool to repay. Saving money is a credit product specially for credit card users. So, will saving money be a credit report at the meeting?

Province Bai is a loan launched by Samoyed to help credit card users repay. If credit card users encounter financial difficulties in the process of credit card repayment, they can apply for credit card bill installment on the provincial platform. At present, there are three options for the staging period provided by the provincial government: 3/6/ 12.

Simply put, users apply for loans on provincial platforms. After the loan is successful, the loan funds will be directly distributed to the borrower's credit card account to repay the credit card arrears, and then the borrower will repay the loan to the province on time according to the provincial regulations.

Province Bai is a credit loan product. Different from ordinary credit products, the customer group of provincial hundred services is mainly credit card users. Therefore, whether to save credit information is also a concern of many borrowers.

As a third-party financial platform, the provincial bank itself does not provide lending services. Financial institutions cooperating with provincial banks provide loan services. It is understood that at present, provincial banks cooperate with banks to lend money. Since the lender is a bank, the provincial bank receives credit information at the meeting.

Although the credit will be collected in the provincial capital, as long as the borrower keeps a good repayment record after borrowing in the province, it will not have a negative impact on personal credit.

However, if the borrower has overdue behavior, the overdue bad records will be directly uploaded to the central bank's credit information system. If the personal credit status is tainted, it will have a certain impact on the later application for credit cards and loans to buy a house and a car. Therefore, everyone must pay attention to maintaining a good repayment record after borrowing.