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China Merchants Bank credit card transfers the money to Alipay, and Alipay withdraws it to the bank card. Is this a withdrawal? Does it count as interest?
This is cash withdrawal, no interest, but there is a handling fee. Everyone in Alipay has a free limit of 20,000 yuan. If the withdrawal limit is exceeded, the withdrawal handling fee shall be paid at the rate of 0. 1% per transaction, with a minimum of 0. 1 yuan per transaction. You can also deposit money directly into Yu 'ebao, and there is no handling fee for withdrawing money directly from Yu 'ebao. As long as it is in the balance after Alipay, there is a formalities fee for withdrawing cash from the balance.

Extended data

In order to continuously improve Alipay's service capabilities and provide you with better services, Alipay will charge for bank card transfer and account balance withdrawal from 201610/2. The specific rules are as follows:

Individual users: multiple real-name accounts under the same ID card share a basic free quota of 20,000 yuan for life (including transferring money to bank cards and withdrawing account balance). After exceeding the quota, the service fee shall be charged at 0. 1% of the excess amount, with a minimum of 0. 1 yuan per transaction.

Alipay-general introduction to cash withdrawal