The certificate of time deposit of China Bank can be used as valid financial proof for applying for a credit card, but only time deposit can't directly apply for a credit card. You must also provide stable proof of work and income. It is up to the bank to decide whether it can be approved and how much it can be approved.

China banks generally handle credit cards at bank outlets. The specific application process is as follows:

1, the applicant goes to the bank counter;

2. Submit the information needed to handle the credit card to the bank;

3. Fill in the credit card application form;

After approval, the bank will send a credit card.