Banks need to conduct comprehensive scoring when reviewing credit card applications. If your comprehensive score does not pass, your credit card application will not pass!

The main aspects of credit card review include:

1. Does the applicant have a stable career (a work permit is required) , residence (house rental contract or three consecutive months of utility bills), salary income (three consecutive paychecks);

2. What is the applicant’s credit status (check if you have Bad record);

3 Evaluate the applicant’s willingness to repay;

4. Contact information provided by the applicant (there are four required phone numbers in the credit card application form , and the four phone calls cannot be the same)

The bank will give you a comprehensive score based on the above aspects. If the comprehensive score is lower than 60 points, you will not pass!