1. The applicant for the main card should be above 18 and not more than 65 years old, and the applicant for the secondary card should be above 16 and not more than 65 years old.

2. Have a stable economic income and be able to repay the arrears on time.

3. Personal credit record is good.

At the same time, the applicant also needs to submit the original and photocopy of ID card, work certificate or financial certificate to Guangfa Bank for review.