The installment application for China Merchants Bank credit card is interest-free, but cardholders must pay a certain handling fee when applying for installment. China Merchants Bank provides credit card users with installment repayment services in various installments such as 2, 3, 6, 10, 12, 18, 24, 36, etc. According to the relevant regulations of China Merchants Bank, different installments correspond to The handling fee ranges from 0% to 1.67%. If the unpaid bills need to be installed in installments, only installment applications for 2nd, 3rd, 6th, 10th and 12th installments are supported.