Hello, the credit card installment of China Merchants Bank can be returned in full in advance, but the cardholder needs to call the customer service of China Merchants Bank Credit Card Center in advance to help settle the installment in advance.

According to the announcement of China Merchants Bank Credit Card Center in official website, the handling fee for each installment of China Merchants Bank credit card bill = total installment amount × handling fee rate for each installment. The total installment principal is amortized on a monthly basis, and the balance is included in the last installment, and the installment amount and the handling fee for each installment are also recorded. Therefore, if you end the installment in advance, you should not charge the installment fee for the unpaid installment, and you need to ask the customer service specifically about the interest.