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China Merchants Bank owes more than 6,000 yuan in credit cards. What will happen in three months? I am in a hurry. I gave it all. . . .
Hello! The minimum repayment amount of a credit card is the minimum amount that you must repay before the monthly repayment due date stipulated by the bank. You can not repay in full, but the repayment amount of each installment must be greater than the minimum repayment amount, which is the basic repayment requirement for you to maintain a good credit record.

If you can't enjoy the interest-free repayment period if you choose the minimum repayment amount, you will be charged interest on all the consumption in the current period from the bookkeeping date (usually the second day after consumption), with a daily interest rate of 0.5 ‰ until it is fully paid off. If all the payable amount of this period is paid off before the due repayment date, you can enjoy the interest-free period of consumption. You can choose the repayment method according to the specific situation. Minimum repayment amount = 10% advance cash principal+10% non-advance cash transaction principal+100% expense+100% interest+100% excess consumption+100. Please refer to the minimum repayment amount listed in the bill.

We won't give you any credit evaluation or bad record. At present, the national unified basic database of personal credit information established by commercial banks organized by the People's Bank of China has been officially put into operation, and your relevant credit information has been entered into the database and become a part of your credit record. Please bring your valid ID card to the credit reporting department of the local branch of the People's Bank of China to check your personal credit report (you can't check it on your behalf or by phone). For more credit information, please visit www.pbc.gov.cn, the website of the People's Bank of China.

If you have any other questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp; Logincmu=0. Thank you for your attention and support!