Hello teacher, I have a CCB e-payment credit card with a limit of 4,000. Can you tell me how to use it?

The Dragon Card e-payment card is China Construction Bank’s first online credit card, which can be applied online in real time. After the customer successfully applies, he or she can obtain information such as the validity period, security code and other information through SMS verification, and then securely bind it in mobile banking or personal online banking. Make a reservation and start a new online payment journey. When paying online, it can meet the payment requirements of UnionPay, VISA, MasterCard and other card organizations, online banking payment and various third-party quick payments; when paying offline, it can be combined with mobile payment tools such as HCE Dragon Card Cloud Quick Pass and Dragon Card ApplePay for payment. Offline POS consumption and ATM cash withdrawal transactions realize full coverage of online and offline payment scenarios.

E-pay credit card collection once a day

According to the official website of ICBC, the limit of E-pay collection code is 500 yuan for a single payment by UnionPay debit card, and the daily cumulative collection 500 yuan; the daily cumulative limit of a credit card is 500 yuan, and the monthly cumulative limit is 5,000 yuan. The maximum collection limit of WeChat Pay is 500 yuan, and the daily cumulative collection limit is 10,000 yuan. The maximum single payment limit on Alipay is 500 yuan, and the total daily collection limit is 10,000 yuan. If the user is a merchant who submits a business license for registration, the collection limit is set by the local ICBC branch.

My China Construction Bank Credit Card Long Card e-payment card shows that the available balance is 1,600. Why is there still

The balance is the amount of repayment that has been recorded in the account, which is the money you swiped

The available quota of 1600 means you can still use these.

Look at the bill details to see if these amounts have been used. In addition, if you apply for installments, the unaccounted amount of the installments will occupy the available credit.

I have applied for two China Construction Bank credit cards. The first one is a virtual card, which is e-payment 50.

They are the ones with the highest limit, such as A. Card 5,000, Card B 10,000. If Card A uses 5,000, Card B will only have 5,000 available for use. In other words, the maximum sum of two cards can be 10,000, not 20,000.

If you want to check the available credit limit of two cards, you can use the following methods

First, self-service telephone voice system

Second , Online banking - credit card - card manager - credit card limit

Third, you can use the mobile phone number you reserved in CCB, edit the text message: "313# last four digits" and send it to 95533, We will reply you with the credit card limit status by the time the text message is sent

Fourth, mobile banking, select "Credit Card Limit Management" in "Credit Card"

Fifth, WeChat , China Construction Bank, select "Limit Management" in the "Credit Card" tab

That's it for the introduction to the construction e-payment credit card limit.