You can call the bank clerk for the credit card you want to apply for. You can first fill in the application information on the official website, then submit it, and the bank's credit card staff will contact you proactively.

The process for the clerk to apply for a credit card is as follows:

1. When the bank clerk comes to apply for a credit card, the applicant needs to fill in a credit card application form. This form needs to be filled in with the correct information. age, name, income status, position and other specific information. In addition, the applicant's original ID card is also required during the application process. Some banks require a photo of you and the staff. Provide the financial certificate provided by the company and stamp the company's financial seal. After filling in all the information, you will enter the credit card review stage.

2. Wait patiently. This period is the review stage for bank staff, who will conduct a follow-up call on the applicant's own phone number, home phone number, company phone number, and friend's phone number to confirm the authenticity of the information.

3. Notification of credit card withdrawal. Applicants can check the progress of their credit card application on the official website of the bank where they applied for the card after making a phone call to confirm.

4. Receive the card for activation: it can be divided into phone activation, SMS activation, network activation and other forms to activate the card, set query password, login password, transaction password and other key information. Once everything is ready, you can start using your credit card.

Introduction to credit cards:

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards are classified according to different repayment methods as follows:

1. Credit card

When the card-issuing bank provides bank credit, it is first used as an overdraft, and then Repayment or installment payment, most of these cards are used internationally. That is to say, the way that cardholders are allowed to pay off their credit card accounts without deposits is "spend first, deposit later". Most of these cards are used internationally.

2. Quasi-credit card

It is a credit card issued by the bank that deposits first and then consumes. When applying for a credit card, cardholders need to deposit a certain amount of money in the card-issuing bank for backup. Cardholders need to use the deposit balance as a basis when using the card. Overdrafts are generally not allowed.