1. In recent years, with the promotion of credit cards by banks, more and more people have credit cards, and there are many products and services derived from credit cards, such as pos machines. I believe that many people with more credit cards have one or two pos machines of their own, and the threshold for handling pos machines can be said to be getting lower and lower. Now that you have your ID card, you can apply for a pos machine of your own.

2. Actually, it is feasible to run a pos machine in your own name and swipe your credit card, and the money you swipe can really go to your bank account, but I think it is risky. Because the bank has a clear regulation, it is forbidden for cardholders to cash out with credit cards. Instead, they use their own credit cards to swipe their pos machines and finally swipe their money into their savings cards. This behavior is likely to be recognized by banks as a credit card cashing behavior.

First, the application process of pos machine

There are several important steps to apply for a personal POS machine:

1. First of all, prepare your personal data, prepare a copy of your ID card, a copy of your savings bank card and a copy of your business license, and affix your official seal;

2. Secondly, to check the bank, the prepared bank card needs to check the bank in advance, because this information is needed for fund settlement. Moreover, some bank accounts need to query passwords;

3. At the same time, it is necessary to check the qualifications and business conditions of banks and companies that handle pos machines in advance to confirm that it is safe to handle personal POS machines;

4. After submitting relevant materials, it will take about one week to wait for review. Just wait patiently for the staff to install the personal POS machine. 、。

Two. The requirements for applying for a pos machine are:

1, copy of business license, stamped with official seal;

2, a copy of the tax registration certificate, build official seal;

3, a copy of the organization code certificate, build official seal;

4. Bank account opening permit with official seal;

5. A copy of the legal person's ID card with official seal.