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Can I use a credit card at most100000?
The credit card overdraft exceeds100000, and it is unable to repay. What should I do?

Credit card arrears of 100,000 yuan cannot be repaid, and if the amount is huge, it shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan. The credit card of 6,543,800 yuan belongs to a large amount, and the corresponding sentence is less than 5 years. If the amount of the principal in arrears reaches 1 10,000 yuan or more, and it has not been returned for more than 3 months after being collected by the issuing bank twice, it shall be deemed as malicious overdraft in criminal law, suspected of credit card crime, and shall be sentenced to fixed-term imprisonment of not more than 5 years or criminal detention according to law, and fined not less than 20,000 yuan but not more than 200,000 yuan. If the amount of malicious overdraft is large, and all overdraft interest has been repaid before the public security organ files a case, and the circumstances are obviously minor, criminal responsibility may not be investigated according to law. If you don't pay it back for the time being, you will only generate interest and late fees. However, if the principal overdraft exceeds 6,543,800 yuan, the bank still refuses to repay the loan and may be subject to criminal punishment. The amount of malicious overdraft refers to the amount that the cardholder refuses to return or has not returned under the conditions stipulated in the first paragraph. Including excluding compound interest, late fees, handling fees, etc. To be collected by the issuing bank.

Article 196th of the Criminal Law of People's Republic of China (PRC) has one of the following circumstances, and a credit card shall be implemented. If the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years and fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) Using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank. Anyone who uses a credit card at the same time shall be convicted and punished in accordance with the provisions of Article 264 of this Law.

How to judge credit card crime

Fraudulent use of other people's credit cards must subjectively have the purpose of defrauding other people's property. Only the subjective intention and objective behavior of fraudulently using other people's credit cards can constitute this crime. In practice, some credit card holders lend their cards to others, such as their relatives and friends. In the form of expression, users also fraudulently use other people's credit cards, but the behavior of users fraudulently using other people's credit cards is recognized by cardholders. Although this behavior violates the regulations on the use of credit cards, the user subjectively does not take possession of the cardholder's property for the purpose, so it does not have the essential characteristics of credit card crime.

Teach you to apply for a100000 credit card! These methods should be used quickly.

100000 credit card is the dream of many people, but it is not easy to realize. After all, the bank can give an applicant a credit card of 50,000 yuan, which is not bad if he wants a general qualification, but it is still useful to apply for a100,000 credit card as long as he has mastered some card handling skills. Today, I will teach you to apply for a100000 credit card. Let's have a look.

Teach you to apply for a100000 credit card.

1. Become a quality customer of the bank.

Usually, banks will only issue large credit cards with a limit of100,000 to our quality customers. For example, employees, executives or business owners of enterprises and institutions have a certain amount of assets in banks, or have purchased wealth management products, houses, cars, etc. Some of them will be invited by the bank to apply for a card instead of applying to the bank themselves.

If you are an employee of an ordinary enterprise, it is recommended to move bricks in the bank first, starting with 50 yuan, and then apply for a platinum card in the bank after you have saved enough fees to become a high-end wealth management customer of the bank. The number of cards you can get is generally not less than100000.

2. Make a Puka first, and then withdraw money.

Most people can't handle100,000 credit cards at a time, so we have to take two steps.

The first step is to set up a bank's ordinary credit card, such as Puka Gold Card. By constantly swiping the card, the credit card limit will be raised to the maximum limit of the corresponding level. After using the card for more than 1 year, you will develop a good card-using behavior, and then get a high-end credit card of this bank, that is, a curve card. If the card can be approved, it is possible to grant a line of100000.

3. Deal with cards with cards

In a bank, if you have a credit card that has been used for more than 1 year and is not less than a gold card, you can go to another bank to apply for a platinum card or above.

I suggest you go to a bank outlet to apply for a card, submit 50,000 credit cards as information, and provide financial proof such as name, real estate and real estate. There is also a chance to approve100000 credit cards.

The above is the introduction of "teaching you to apply for 100 thousand credit cards", I hope it will help you.

Won't a hundred thousand credit cards go to jail?

Not necessarily. If the credit card holder fails to repay the debt due to lack of repayment ability, he will generally not be suspected of criminal punishment. However, if the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession and fails to return it after being collected by the issuing bank, it is a "malicious overdraft" credit card. If the amount reaches a certain standard, it can be put on file for investigation. If the amount of malicious overdraft is 654.38+10,000, it belongs to the plot of "large amount".

Legal basis:

Article 196 of the Criminal Law of People's Republic of China (PRC), who engages in credit card activities under any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years and fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) Using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank. Anyone who uses a credit card at the same time shall be convicted and punished in accordance with the provisions of Article 264 of this Law.

100000 credit cards owe 6.5438+10000?

Credit card arrears of100000 yuan should be communicated with the bank in time and paid off within the grace period. If the bank refuses to return it after two effective reminders, it is suspected of a credit card crime. According to Item 4, Paragraph 1, Article 196 of the Criminal Law, if the amount of malicious overdraft is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and a fine of not less than 20,000 yuan but not more than 200,000 yuan shall be imposed; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property. Article 196 of the Criminal Law Whoever engages in credit card activities under any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years and fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) Using an invalid credit card; (3) Fraudulent use of another person's credit card; (4) malicious overdraft.

Teaching you to apply for 100,000 credit cards generally requires higher financial resources.

When applying for a credit card, many people want to have a credit card with a high credit limit. Is it easy to apply for a credit card with a credit limit of100000? It is very difficult for ordinary users to apply for a credit card with a line of 65438+ 10,000. It is best for users to consult the bank before applying in order to know the specific situation.

Users apply for a credit card with a credit limit of 6,543,800+in the bank, and usually need to have more business dealings with the bank, and the bank's traffic is very large. For example, if China Industrial and Commercial Bank applies for a credit card with a line of100,000, it is best for users to be employees of government institutions, middle-level cadres or senior titles; The annual income is more than 6.5438+0.2 million yuan, and it is best to have a real estate license for real estate and cars.

Under normal circumstances, the bank's credit card with a line of 6,543,800+will be aimed at some high-quality customers of the bank, such as middle and high-level managers of large enterprises and middle and high-level government personnel, and there are certain deposits and bank wealth management products in the bank. Sometimes there is no need to apply, and the bank will invite users to apply, and the amount given is still relatively high.

Credit cards issued by banks are generally graded. Common grades are ordinary card, gold card, platinum card and diamond card. Usually, the higher the level, the higher the application conditions. If the credit card applied for is of high grade, the application materials submitted are general, and it is more likely to be rejected by the bank.

For ordinary users, applying for an ordinary credit card can meet their daily needs. You can apply through the bank counter, mobile banking, bank official website, etc. When applying through online channels, users need to go through a face-to-face interview before they can get a credit card.

Users applying for credit cards must be 18 years old and submit work certificates. After receiving the application, the bank will review it, and after the approval, the card can be issued. The total time for applying for a credit card is about 30 days. You can activate the credit card after you get it. You must repay the loan on time after using the credit card. There can be no overdue repayment, which will result in penalty interest and affect personal credit information.

Won't a hundred thousand credit cards go to jail?

Legal analysis: credit card arrears of 654.38+10,000 yuan may constitute a credit card crime, and you should go to jail.

If the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank, it is a malicious overdraft. Whoever engages in credit card activities with a relatively large amount shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan.

Legal basis: Article 196 of the Criminal Law of People's Republic of China (PRC), anyone who engages in credit card activities in any of the following circumstances, with a relatively large amount, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, it shall be sentenced to fixed-term imprisonment of not less than 10 years or a fine of not less than 50,000 yuan but not more than 500,000 yuan or confiscation of property: (1) using a forged credit card or using a credit card fraudulently obtained with false identification; (2) Using an invalid credit card; (3) fraudulent use of other people's credit cards: (4) malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank. Anyone who uses a credit card at the same time shall be convicted and punished in accordance with the provisions of Article 264 of this Law.

Let alone the launch of100000 credit card.