2065438+In March 2008, according to the institutional reform plan of the State Council approved by the First Session of the 13th National People's Congress, the responsibilities of China Banking Regulatory Commission and China Insurance Regulatory Commission were integrated, and the Bank of China Insurance Regulatory Commission was established without retaining the CBRC.

The China Banking Insurance Regulatory Commission is mainly responsible for the unified supervision and management of the banking industry and the insurance industry according to law, safeguarding their lawful and steady operations, preventing and defusing financial risks, protecting the legitimate rights and interests of financial consumers and maintaining financial stability.

Extended data:

1, letters and visits: 010-6627913, 9: 00-11,14: 00-/.

2. Insurance violation reporting telephone number: 12378, 9:00- 17:00 on working days.

major duty

(a) to implement unified supervision and management of the banking and insurance industries throughout the country according to law, safeguard the lawful and steady operation of the banking and insurance industries, and exercise vertical leadership over the dispatched institutions.

(two) to systematically study the reform and opening up of the banking and insurance industries and the effectiveness of supervision. Participate in the formulation of strategic plans for the reform and development of the financial industry, and participate in the drafting of important laws and regulations on banking and insurance, as well as basic systems such as prudential supervision and financial consumer protection.

(3) Formulating rules for prudential supervision and behavior supervision of banking and insurance industries according to the basic systems of prudential supervision and financial consumer protection. Formulate the operating rules and supervision rules of various institutions such as microfinance companies, financing guarantee companies, pawn shops, financial leasing companies, commercial factoring companies and local asset management companies.

(4) Administering the access of banks and insurance institutions and their business scope according to law, and examining the qualifications of senior managers. Formulate behavioral management norms for employees in the banking and insurance industries.

(5) To supervise the corporate governance, risk management, internal control, capital adequacy ratio, solvency, business norms and information disclosure of banking and insurance institutions.

(6) Conduct on-site inspection and off-site supervision of banks and insurance institutions, conduct risk and compliance assessment, protect the legitimate rights and interests of financial consumers, and investigate and deal with illegal acts according to law.

Official website, Insurance Regulatory Commission of Bank of China

Baidu Encyclopedia-Bank of China Insurance Regulatory Commission