Relevant provisions of China Industrial and Commercial Bank Business Friendship Card:

1. The account balance of electronic cash can still be used by others. The electronic cash compensation is deducted from the credit card account, and the amount is equivalent to the balance of the electronic cash account displayed by our system at the time of loss reporting. If the balance of the original electronic cash account is not used after the expiration of the original loss reporting card, the deducted electronic cash compensation will be returned to your valid credit card account one month after the expiration.

2. Handling the receipt and payment of funds for temporary business activities of temporary institutions and depositors. Withdrawing cash from a temporary deposit account shall be handled in accordance with the relevant provisions of the state on cash management. The scope of opening a temporary deposit account includes the establishment of temporary institutions, temporary business activities in different places, and verification of registered capital.

3. Emergency function In case of urgent need for cash, you can advance cash to the bank first, and the lent cash will be listed in the next bill and can be paid together with the consumption money. You can't enjoy the interest-free period for withdrawal, and you have to pay a handling fee for withdrawal.

4. Dealing with multilateral payment of online trade business. Payment and settlement involve customers, merchants, banks and other parties. The transmitted purchase information and payment instruction information must also be connected together, because the merchant will only continue the transaction after confirming some payment information, and the bank will only provide payment after confirming payment.

In order to ensure security, merchants cannot read customers' payment instructions, and banks cannot read merchants' purchase information. This multilateral payment relationship can be realized by using the technology provided by the system, such as double digital signature.

5. Each card can withdraw the local currency equivalent to 10000 RMB at most every day; If you take other networks such as MasterCard to withdraw cash, you can withdraw the local currency equivalent to 1000 USD at most per card every day. Note: If you use the non-UnionPay network to withdraw cash in non-US dollar circulation countries, you will be charged a foreign exchange handling fee of *65438+ 0.5% of the withdrawal amount.

Therefore, ICBC business friend card belongs to three-star customers.

Extended data:

China Industrial and Commercial Bank Business Friend Card Function:

1, feedback function

CCB card transmits and reflects the economic information generated in the exchange activities to the exchange parties, which is the feedback function of the market. In market exchange activities, commodity buyers and sellers constantly input production and consumption information. This information is transformed by the market and fed back and output in a new form.

The forms and contents of CCB card information are varied, which can be summarized as the visualization of commodity supply capacity and demand capacity in the market, and the prediction of the changing trend of market supply and demand. Its essence reflects the allocation ratio of social resources in various departments.

The information feedback function of CCB card can provide an important basis for national macro-economic decision-making and enterprise production and operation decision-making: on the one hand, the state can judge whether the proportional relationship between various departments of the national economy is appropriate according to the information feedback of the total market commodity and its structure, and plan and adjust the distribution ratio of social resources in various departments accordingly;

On the other hand, enterprises can also judge and predict consumption preference and demand potential according to the information feedback of commodity market sales, so as to determine and adjust the business direction of enterprises.

With the improvement of social informatization, the information feedback function of the market will be strengthened day by day.

Step 2 Adjust the function

Regulation function means that the market can automatically adjust the operation process and basic proportional relationship of social economy under the action of its internal mechanism. As the carrier and realistic expression of commodity economy, market is essentially the realization form of the law of value. The law of value is transformed into the internal mechanism of economic activities through price, supply and demand, competition and other forms.

The market mechanism automatically regulates the whole process of social production, distribution, exchange and consumption by means of price adjustment, supply and demand adjustment and competition adjustment. For example, adjust the allocation of social resources between departments and enterprises and the composition of the total amount and types of products produced; Adjust the distribution of interests among various market entities;

Adjust the total supply and demand of commodities in the market and the supply and demand structure; Adjust social consumption level, consumption structure and consumption mode. On the basis of the above adjustments, the basic social and economic proportional relationship will be automatically adjusted. Regulation function is the most important function with core significance in the market.

Baidu Encyclopedia-Industrial and Commercial Bank of China

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