Banking Regulatory Bureau. The China Banking Regulatory Bureau is China's banking regulatory agency and has supervisory powers and responsibilities in the banking industry. Therefore, in terms of credit card negotiation for repayment and stop loss, the China Banking Regulatory Bureau has the right to intervene to ensure the stability of the banking industry and credit card customers. interests are protected. The Banking Regulatory Bureau can intervene in credit card negotiation for repayment and stop losses in a timely manner through the following measures:

1. Supervise the credit card business of commercial banks to ensure that relevant businesses comply with laws and regulations and do not harm the interests of consumers.

2. Supervise commercial banks with excessively high non-performing loan ratios, encourage them to strengthen the management and services of credit card customer repayments, and improve risk prevention capabilities.