Credit card business travel hotline 4666999

Credit card customer service hotline 41

Extended information:

Credit card center of China Everbright Bank was founded in July 23 and formally established at the end of 23. It is directly under the head office of China Everbright Bank.

sunshine credit card provides a variety of repayment methods for you to choose from: outlet counter, automatic teller machine (ATM), self-service deposit machine (CRS), multimedia self-service inquiry machine, automatic transfer of sunshine card, inter-bank transfer/remittance, online bank repayment and telephone purchase of foreign exchange, which makes your credit card more worry-free.

1. Introduction of types

1. Business and business credit cards. This kind of credit card is mainly issued by the company, which can help the company improve the management of travel expenses and facilitate employees to reimburse travel expenses. At the same time, the unit can also provide cardholders with a higher consumption quota guarantee. Generally, this kind of credit card also has the functions of free annual fee for life, giving aviation accident insurance and 48-hour card loss protection. Business credit cards, central budget unit business credit cards, sunshine business travel credit cards and Shaanxi budget unit business credit cards all belong to this kind of credit cards.

2. Sports credit card. This kind of credit card takes sports as its theme, and its main function is either to provide convenience for purchasing tickets for a certain sports event or to go to cooperative venues for sports at preferential prices. The main function of Formula One racing credit card is to watch all kinds of racing events and buy souvenirs of Shanghai International Circuit at preferential prices. Cardholders of UnionPay Golf Credit Card can play golf at the cooperative stadium at a discount of 3-6%. Sports theme credit card has no special function, and its main features are novel card face and vertical design. China's calligraphy "Dreams come true" is the main pattern, which embodies the humanistic concept of "China people hold the Olympics". The main function of VISA Olympic theme credit card is to facilitate the purchase of Olympic tickets.

3. Charity credit cards. This kind of credit card is generally based on a charity activity, and China Everbright Bank makes donations to this charity activity according to the cardholder's card handling or credit card consumption. Mother's Water Cellar-Love Credit Card is characterized in that China Everbright Bank donates one thousandth of the credit card spending to the charity event "Love of the Earth: Mother's Water Cellar". The characteristics of Wuhan Hope Credit Card are that everbright Bank donates 2 yuan to Wuhan Youth Development Foundation for each card successfully issued; Every time a cardholder swipes a card, Everbright Bank donates .1 yuan to the fund.

4. Car/gas credit card. Everbright Bank has not issued a real car/gas credit card. Everbright/Wanxing co-branded credit cards are only issued in Shanghai, and can be used as the membership card of Shanghai Wanxing Automobile Company, enjoying the services provided by the company such as automobile sales and insurance. Everbright/Anbang Club co-branded credit card can be used as the membership card of Anbang Club, and enjoy preferential services such as installment payment, rescue, auto insurance, car repair, beauty, modification and so on.

5. Credit cards for shopping and consumption. There are many such credit cards, which are generally co-branded cards issued by China Everbright Bank and specific merchants or institutions. They can be used as joint membership cards and enjoy discounts on shopping. Qingdao sunshine gourmet credit card can enjoy discounts in more than 4 catering and entertainment merchants in Qingdao. Everbright/Farrell Co-branded Credit Card, Everbright-Unicom General Points Co-branded Credit Card, Shenzhen Anju Co-branded Credit Card, Shenzhen Sun Department Store Co-branded Credit Card, Everbright-Fashion Co-branded Credit Card, Zhengzhou Zhengdao Garden Yanhuang Credit Card and Everbright Credit Card can all get preferential services in the corresponding merchants.

6. Other special credit cards. The slogan of Yanhuang Credit Card is "Global Chinese * * *", which is actually a credit card issued for high-end customers (including overseas compatriots in China). Cardholders can enjoy VIP outpatient expert appointment, international outpatient diagnosis and treatment, appointment for home visits and other health service functions at the membership price; Obtain financial services such as VIP financial management; You can get the automobile road rescue service provided by China Everbright Bank when you travel by car. Buy air tickets and get aviation accident insurance (up to 1 million yuan). Baby-friendly credit cards can provide professional photography for babies, early childhood education for experts, discounts for visiting the aquarium, fitness and beauty protection for women and other preferential services. Kunming Sunshine Water Card has the function of automatically withholding water charges. Beijing special housing maintenance fund card can check the special housing maintenance fund paid by the cardholder. Digital China Distribution Credit Card is a co-branded card used by Digital China Company and its distributors for distribution and purchase.

7. Standard credit card. Sunshine Credit Card is a standard credit card issued by China Everbright Bank. In addition to the basic functions of credit card, it has also jointly developed the business travel service function with Ctrip. It can book travel products (air tickets, hotels, etc.) at preferential prices, and double points can be obtained for credit card consumption. Ruyi Sambo Credit Card is a credit card specially designed for families. It aims at three objects in the family: father, mother and children. The card faces are designed with the sun, moon and stars, reflecting good luck and good wishes. "Fu" credit card takes "Fu" as the card surface, and Everbright Bank provides a combination of standard card and MINI card.

2. Application conditions

1. All China citizens, foreigners living in China, compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct, legal and stable income and good reputation can apply for personal credit card master cards from the card issuing institutions with their valid certificates. Note: the application card needs to be attached with a work certificate, and other conditions are required, including social security, good enterprises such as government agencies, vehicles, houses, etc. The specific telephone number can be contacted

2. The cardholder of the main card and the cardholder of the deputy card use the same credit line; The cardholder of the primary card can set the usage limit of the secondary card within the credit limit; All transaction funds of the secondary card, corresponding interest and expenses are credited to the account of the primary card, and the cardholder of the primary card is fully liable for the debts incurred under the primary card and the secondary card.

3. Enterprises, administrative institutions, social organizations and other economic organizations authorized by legal persons who open basic deposit account in financial institutions in China can apply for corporate cards from card issuers with the information of account opening permit issued by the People's Bank of China. If you apply for a foreign currency unit card, you must also have a stable source of foreign exchange and an account that can legally control its foreign exchange. Each unit may apply for several unit cards, and the cardholder qualification shall be designated or revoked in writing by the legal representative of the applicant unit or its entrusted agent. The applicant shall bear all debts incurred by the unit card.

4. when applying for a credit card, the applicant should fill in the application form and the real materials required by the card issuer correctly, completely and truthfully, and sign a contract with the card issuer. According to the applicant's application and credit status, the card issuer decides whether to approve his application, whether to require him to provide guarantee and the way of guarantee, and decides the credit limit.

5. The ways for the credit card applicant to provide guarantee include guarantee, mortgage and pledge. The scope of guarantee covers all outstanding debts incurred under the cardholder's credit card, and corresponding guarantee contracts shall be signed for the guarantee.

6. The credit card issuer of China Everbright Bank provides the cardholder with the inquiry password and transaction password through designated channels.

7. After receiving the credit card, the cardholder shall immediately sign the same signature as that on the credit card application form in the signature column on the back of the credit card, and use the same signature during the transaction, otherwise, the cardholder shall be responsible for the losses arising therefrom.