Credit cards originally originated in the United States. At that time, the two businessmen found it inconvenient to carry cash, so they cooperated with several local stores and only needed to use "debit cards" to make purchases. This was the earliest prototype of a credit card.

Convenient and no geographical restrictions. Today, all kinds of payments are on the rise. Many people basically do not accept cash, and they pay for various purchases through mobile phones. There are many payment methods available, and they can also be tied to a credit card, so you don’t need to bring a cash card. At the same time, they can be used nationwide, and some credit cards can even be used directly abroad. Relieve short-term financial stress. If you want to buy something, and the price of this thing is only within a certain period of time, but you don't have enough funds, then using a credit card can greatly help you reduce financial pressure. At the same time, it will not delay your purchase within the valid period. something.

From a personal point of view, too many credit cards are really bad for you, after all, they are young people. But now, young people usually have a lot of debt, not just swiping cards, but also spending money, borrowing money, etc. It is precisely because the things consumed are too expensive and the prices are high, making little money. They are afraid of paying a large amount of money in advance, afraid of not paying after consumption, afraid of paying the minimum repayment amount in installments, etc.

But there are a few cards that are very good from other people's perspective. You can use them upside down. Swipe this card and refund money from other cards, but you should write down the repayment date for this card. It's easy to screw up later. In addition, it is not recommended to apply for too many cards, so it will be difficult to repay the loan. There is a friend who is only there for you to play games and spend money randomly. Eventually, he owed a lot of money. He borrows money from us every month. The problem is that he hasn't gone to work yet, so he's scared. Finally, the iron seller came back. I think the advantage of running a credit card is that it can be used in emergencies, but if you spend money on someone with low control, it is not recommended too much, and the garden is also quite good.