Credit cards can be used, but please bind the credit card in advance. Here is an example of changing to credit card payment when recharging phone bills in WeChat:
(1) Click "Me" in WeChat, select wallet, and then select mobile phone recharge.
(2) Select the recharge amount.
(3) Click the ">" on the right side of the original payment method.
(4) Select the added credit card from the bound bank cards and enter the payment password.