While receiving a call back from your bank may be part of the credit card application process, it does not mean that approval is complete. The actual approval notification usually comes from the bank telling the applicant directly. According to the provisions of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks", when applying for a credit card for the first time, the bank will not automatically issue it through the full system, but will require manual review. Especially for applicants with the following circumstances, the review will be more stringent: suspicious Or have records of illegal crimes in the identity information system. No credit record in the personal credit system. Have bad credit records. Have loans or credit cards in multiple banks. Risk information obtained through other channels such as applying for a commercial card through the unit

For To protect the rights and interests of customers, the bank will provide application processing progress inquiry services to ensure transparency. When issuing a credit card, the bank will send the card and password in a secure manner, and inform the cardholder of relevant billing information, credit card usage rules, customer service phone number, etc., so that the cardholder can use the credit card reasonably and safely. Therefore, receiving a return call is only one step in the application process, and the final approval result is subject to the official notification from the bank.