The limit of China Merchants Bank Standard Gold Card is between 8,000 and 50,000 yuan, but the limit will be reviewed by the bank system; the reference items include age, gender, unit, income, position, housing, education, marriage, For items such as real estate, professional titles, credit records, etc., one score range corresponds to one result, from low limit to high limit.

The cash withdrawal limit is 50% of the credit limit. If the credit limit is 10,000 yuan, you can withdraw 5,000 yuan in cash. However, automatic bank withdrawals can only withdraw 2,000 yuan in cash per day, and there is a handling fee of 20 yuan. Every day Interest is calculated at 0.05%, and compound interest is calculated on a monthly basis. If you do not enjoy interest-free repayment, the calculation will start from the day after the day you withdraw cash. For example, if you withdraw 150,000 yuan in cash, the monthly interest is 150,000*5/10,000*30=2,250 yuan.

The interest-free period for repayment is 56 days. You can enjoy the maximum interest-free period by swiping your card on the day after the statement date.

Additional explanation: The credit limit of a credit card is the actual amount of your credit card that can be used for overdraft after approval by the bank.

The credit card withdrawal limit should be the cash withdrawal limit, which is generally half of your credit card's credit limit.

The available limit of a credit card is the credit limit of the credit card minus the actual limit you have used, which is the amount you can still use for overdraft.

The credit card statement date refers to the day when the bank settles your account, that is, the statement date.

The repayment date refers to the day before which you must repay, otherwise you will have a bad record and accrue interest. On the billing day, the bank counts the expenses within a billing cycle (usually one month), generates a bill, and then sends the bill to the customer.