Current location - Trademark Inquiry Complete Network - Overdue credit card - Hello, when I applied for a mortgage, the bank credit manager asked me to pay back 6000 yuan in my credit card first.
Hello, when I applied for a mortgage, the bank credit manager asked me to pay back 6000 yuan in my credit card first.
Paying off bank loans can reduce debts and improve credit information. There are several ways to increase the quota:

Temporary quota adjustment

When using a bank credit card, if you find that the approved credit limit is not enough and need to increase the credit card limit, you can call the 24-hour customer service hotline to contact the customer service specialist and apply for a temporary increase in the credit card limit. After the expiration of the validity period of the temporary adjustment of the bank credit card limit, the credit limit will be automatically restored to the original limit;

Long-term quota adjustment

If the credit card limit of the bank is insufficient, you can call the 24-hour customer service hotline at any time to apply for a permanent increase in the credit limit. The bank will review your past credit card use history and repayment record, and adjust the credit card limit for the cardholder after approval.

The longest validity period of the temporary credit line is 1 month, and it will be automatically restored to the credit line before adjustment. Please ensure that the account balance does not exceed the original credit limit before the current billing date, otherwise, you will need to pay the overrun fee.