How to get points with Ping An Credit Card?

Ping An Bank gives away or deducts points in the following ways:

1. Cardholders can accumulate 1 Miles point by spending RMB 1, and 7 Miles by spending USD 1. Pass points. Within the scope permitted by law, Ping An Bank reserves the right to adjust the points conversion ratio;

2. The amount of a single consumption is rounded up to calculate points;

3. The same cardholder When you hold two or more Ping An credit cards, the points accumulated by each card's consumption are accumulated separately by card, but they can be used together. The points of the main card and the supplementary card are combined into the points account of the main cardholder;

4. The upper limit of points accumulated in monthly credit card transactions shall not exceed the fixed limit of the account. If the fixed quota of the current month changes, the fixed quota value at the end of the previous month shall prevail. The fixed limit value is the sum of the fixed limits of all account types under the name of the principal cardholder;

5. The cardholder passes the UnionPay QuickPass APP, UnionPay QR code, UnionPay Mobile QuickPass (including ApplePay, HuaweiPay, To accumulate points by paying with SamsungPay, MiPay, etc., the single transaction amount must be greater than 1,000 yuan (exclusive), except for all overseas purchases and purchases at designated domestic airline hotel merchants that can accumulate points.

6. If the cardholder returns the goods or services purchased with the card for any reason, or refunds the original payment due to billing disputes, or other reasons, Ping An Bank will deduct the corresponding points originally gifted from the refunded amount;

< p>7. If the credit card is cancelled, the unredeemed points in the account will automatically become invalid; if the credit card is canceled, the unredeemed points under the canceled card will automatically become invalid. The points cannot be transferred to other circulating cards or given to other cardholders;

8. If the cardholder fails to apply for redemption within the validity period of the points, the points will become invalid and reset to zero after the expiration date;

9. If the cardholder applies for a replacement card after the card is lost or damaged , the points obtained from the original card transaction can be used normally within one week from the date of activation of the new card. If the new card is not activated after the card replacement operation, the points obtained from the original card transaction will be frozen and cannot be used until the points expire.

Ping An Credit Card Points Reward Program, the specific rules are as follows:

1. Participation Qualifications

1. These rules apply to all types of credit cards issued by Ping An Bank Credit Card Center, cash rebates Except for those otherwise provided by credit cards; (Please click here to learn about cashback credit card rules);;

2. If the cardholder has any of the following circumstances: the credit card he holds is suspended or controlled, or does not repay If Ping An Bank has other debts, violates the "Ping An Bank Credit Card Usage Agreement", violates the "Ping An Bank Credit Card Articles" or the rules of this activity and other relevant regulations, Ping An Bank has the right to disqualify them from participating in the points reward program; cardholders shall Before canceling the credit card, Ping An Bank has fully reminded the cardholder that the points will not be retained after the account is closed, and the cardholder has made it clear that he is willing to give up the points. The cardholder's qualifications for the points reward program will automatically cease from the date of account cancellation. ;

3. If the above situation is effectively handled and the credit card returns to normal status, you can continue to participate in this program only with the approval of Ping An Bank.

How to use Ping An Credit Card to earn points

< p>Ping An Bank Credit Card Points Points Rules:

Cardholders can use Ping An Credit Card to make purchases at restaurants, hotels, hotels, department stores, and other retail stores, or to order goods through the Ping An Credit Card Center. Accumulate points. However, points will not be calculated for the following items:

1. Credit card annual fees, installment fees, late payment fees and other types of fees and various interests;

2. Credit card cash withdrawals and overpayment recovery, deposit (repayment), transfer, flexible fund, bill installment;

3. Payment of various public utility bills such as telephone bills, insurance premiums, water and electricity bills, or Withholding and payment services;

4. Online consumption, public utilities, hospitals, governments, charities, schools, resident services and other special consumption;

5. Real estate, wholesale, Home appliances, car sales and maintenance, and gas consumption;

6. Other items separately designated by Ping An Bank.

Extended information:

Points calculation rules:

Ping An Bank gives away or deducts points in the following ways:

1. Cardholder Spending 1 yuan in RMB can accumulate 1 Miles Points, and spending 1 yuan in US dollars can accumulate 7 Miles Points. The valid point consumption in the supermarket industry (merchant category code is 5411) in the same credit card RMB account is calculated at a maximum of 3,000 yuan per month (in-store consumption with supermarket co-branded cards is not subject to this restriction). Within the scope permitted by law, Ping An Bank reserves the right to adjust the points conversion ratio;

2. The amount of a single consumption is rounded up to calculate points;

3. The same cardholder When you hold two or more Ping An credit cards, the points accumulated by each card's consumption are accumulated separately by card, but they can be used together. The points of the main card and the supplementary card are combined into the points account of the main cardholder;

4. The cardholder returns the goods or services purchased with the card for any reason, or returns the original card due to billing disputes or other reasons. For consumption payments, Ping An Bank will deduct the corresponding points originally gifted from the amount of the refund;

5. If the credit card account is canceled, the unredeemed points in the account will automatically become invalid; if the credit card is cancelled, the points under the card will be cancelled. Unredeemed points will automatically expire. Points cannot be transferred to other circulating cards or given to other cardholders;

6. If the cardholder fails to apply for redemption within the validity period of the points, the points will become invalid and reset to zero if they expire.

7. If the cardholder applies for a replacement card after the card is lost or damaged, the points earned from the original card transaction can be used normally within one week from the date of activation of the new card. For the new card, the points earned from the transaction of the original card can be used normally within 3 days from the day of activation of the new card. If it is not activated within a month, the points earned from the original card transaction will automatically expire.