If it is installment payment, after applying to the bank customer service on the back of the credit card, the other party will tell you how much you need to pay back every month.
2. How much will CITIC Bank repay if it borrows 1 1000 yuan a month?
If you borrow 1 10,000 yuan by credit card, you don't need interest within the specified date, you just need to repay the principal 1 10,000 yuan.
If the repayment date is exceeded, the principal 10000 yuan will be repaid at the interest rate of 0.5 ‰ per day from the transaction entry date, then the interest will be repaid in 5 yuan every day, and the interest will be 1.0 1.500 yuan at the rate of 30 days per month.
3. What's the interest rate of a one-month time deposit of 10,000 US dollars in China CITIC Bank?
Interest calculation formula:
Principal × annual interest rate (percentage) × deposit period
If the interest tax is multiplied by (1- tax rate)
Total principal and interest
1. When calculating interest, the number of days of deposit is calculated at the head, not at the tail, that is, from the date of deposit to the leap year and the average withdrawal year, regardless of the size of the month, every month is calculated as 30 days;
3. The maturity date of annual and monthly deposits shall prevail. That is, from the date of deposit to the first day of the same month of the following year;
4. Maturity date of time deposit. For example, if the market is closed on legal holidays, it can be withdrawn one day in advance and interest will accrue at maturity. The procedure is the same as that of early withdrawal.
4. How much should credit card withdrawal 10000 be paid back in one month? I didn't expect the cost to be so high
Credit cards can not only be used for credit card consumption, but also for cash withdrawal when necessary, thus alleviating economic pressure. Credit card withdrawal is actually equivalent to a loan, and the withdrawal amount is generally 50% of the credit line, which requires a certain handling fee and interest. So how much does it cost to withdraw 10000 yuan from the credit card after one month? Let's calculate the cost for everyone.
1, handling fee Credit card withdrawal requires handling fee, which is generally a certain proportion of the withdrawal amount. Different banks have different rules. For example, the cash withdrawal fee of China Merchants Bank is 1%, the lowest is 10 yuan, and that of China CITIC Bank is 2%, the lowest is 20 yuan. So, if you go to China Merchants Bank to withdraw money 10000 yuan, the handling fee is 100 yuan; Go to China CITIC Bank to get 10000 yuan, and the handling fee is 200 yuan. 2. In addition to the cash withdrawal fee, interest also needs to be paid, and it is calculated on a daily basis. The daily interest rate is generally five ten thousandths, that is, some banks start to calculate interest on the same day, some start to calculate interest the next day, and Bank of Communications starts to calculate interest the next day. Withdraw 10000 yuan in cash and repay it after one month. We calculate for 30 days, so the interest is 10000 yuan. Summary: Through the calculation of the above fees and interest, it can be seen that after the withdrawal of credit card 10000 yuan for one month, the expenses incurred are between 250 yuan and 350 yuan, and some banks may charge more for the withdrawal, and the withdrawal cannot be carried out in installments, so they need to repay the principal fee interest in one lump sum at maturity. Credit card withdrawal 10000 yuan how much money will be paid after one month is introduced in detail here. From the cost point of view, the cost of cash withdrawal is really not low, which is higher than small loans such as small loans borrowed by ants, and it is impossible to repay them in installments. We'd better be cautious.