If the bad credit record is not serious, it can still be handled, but if it is serious, it will not be possible.

Credit card application conditions:

1. Aged 18 or above;

2. Hold a valid ID card;

3. None Bad credit record;

4. Proof of regular employment;

5. Proof of income stamped with the financial seal of the unit;

6. Other proof of financial resources, such as Real estate, cars, stocks, bonds, etc.;

7. Social pension insurance certificate;

8. Provide two contacts.

The first three conditions must be met, and providing 4-7 supporting materials as much as possible will increase the success rate of card application and credit limit. It is best to apply for a credit card at a bank branch. You will be notified by phone after approval.