1. Choose the right time to apply for credit card withdrawal. Most banks have requirements on the time of the first withdrawal and the interval between withdrawals. For example, it takes six months to apply for the first withdrawal after the card is opened, and the interval between two withdrawals takes three months.
2. swiping cards at diversified merchants and swiping cards at high-rate POS machines will help to increase the amount, such as entertainment, catering and so on. At the same time, it is necessary to avoid spending credit cards in merchant types without points.
3. The larger the credit card amount, the better, and the total consumption within half a year accounts for at least 30% of the amount; Spend as many times as possible, with an average of more than 20 transactions per month 10, and it is easier to withdraw cash.
4. The fewer online shopping and Alipay transactions using credit cards, the easier it is to approve the application for increasing the quota.
5. Do more credit card installment, cash withdrawal and other handling fees, so that banks can make money, which is more willing to increase the credit card limit for you.